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Our unsecured funding options have been used for:

  • Business Capital
  • Crypto & Stock Market Investing
  • Working Capital
  • Logistic and Heavy Equipment
  • Hemp, Cannabis, and CBD Industry
  • Home Improvements
  • Purchasing Franchises
  • Event Planning
  • Medical Expenses
  • Gifted Down Payment Assistance
Unsecured Personal Loan Pre-Qualification Guidelines

Unsecured Lending Programs, also referred to as GAP Funding $25,000 to $350,000

DIRECTLY DEPOSITED INTO YOUR BACK ACCOUNT IN 5-7 BUSINESS DAYS
  • Short Term Loans from 3/5/7 years
  • 3 positive trade lines (credit cards, autos, mortgages)
  • Limited number of 30-90 day derogatory marks in last 3 years
  • Must have a checking account
  • Rates as low as 5.99
  • 660 or better credit score needed
  • Low number of inquiries in the last 6 months
  • Verifiable income documents required
  • Must be a U.S. citizen
Get the funding you need
fast cash

What is Gap Funding?

Gap Financing (or gap funding loans) are short-term unsecured loans designed to cover any GAP between the amount funded by a Hard Money/Private Money Lender and the total amount needed to fund the deal from cash to close. Gap financing can be used for any purpose in real estate including construction costs, down payment, or in some cases property acquisition.

Don't pull money out of your 401K, IRA, or investment account!  The Down Payment or a simpler term GAP FUNDING is unsecured cash deposited directly into your bank account.  

With rates extremely low unsecured GAP FUNDING is a simple and fast way to secure your investment property with little to no risk to your retirement goals.  In some cases, GAP FUNDING combined with our hard money lending programs could cover 100% of fix and flip projects. 
Apply here for gap Funding
gap Loan Pre-Qualification Guidelines

Down Payment (GAP) Loan Amounts Up to $250,000

Perfect product to start your Real Estate Investment Business.  Use this money for your down payments to flip multiple projects at once!
  • (Rates as low as 5.99% APR)
  • 640 or better credit score needed
  • Limited number of 30-90 day derogatory marks in last 3 years
  • *Low Number of Inquiries within the past 6 months​
  • Unsecured Cash Loans from 3 to 7 years
  • 3 positive trade lines (credit cards, autos, mortgages)
  • Verifiable income documents required
  • *Funding upwards of $100,000 requires 700+ credit score and DTI below 30%
additional financing options

Use the Gap Funding along with these Real Estate Investment Loans For 100% Financing.

Hard Money and Private Money Lenders Programs

Bridge Loans

Commercial Loans

Multi- Family Loans

Land Loans

Refinance

Apply For Hard Money Funding
  • 12-24 month term
  • Low As 6.75% Rate
  • Up to 100% CLTV
  • Up to 75% Of ARV
  • 100% Of Rehab Cost
  • Up To $10.5 Million Loan Size
  • 24 Hour Approval
  • No Upfront Lender Fees
  • No minimum credit score is required.
  • Multiple loans to the same Borrower
  • Single Family Homes Ok
  • Duplexes, Triplexes, Fourplexes, and Commercial OK